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Disability Facts

Impairment

% Claims

Back

18.2

Emotional/psychiatric

12.7

Neurological

11.3

Extremities

9.0

Cardiovascular

4.1

Diabetes

3.6

Substance Abuse

3.3

Hearing

2.9

Vision

2.6

Blood Disorders

2.6

Cancer

2.3

Asthma

1.7

Other

25.7

HIAA Source Book of Insurance Data, 1999-2000

Only 13.4% of all disabilities are due to injury.

National Institute on Disability and Rehabilitation Research, Disability in the US: Prevalence and Causes, 1996

In 1997, 9.7 million people ages 16-64 suffered from a disability that prevented them from working. Another 7.2 million people were limited in the kind of work they could perform.
US Census Bureau, 2001

In 1999, 326,441 families who filed for bankruptcy protection identified illness or injury as a primary reason for filing. This is one in every four debtors that filed that year.
Norton’s Bankruptcy Advisor, May 2000

Death vs. Disability between
the Age shown and Age 65

Age

Death

Disability

25

24.1%

34.8%

30

23.5%

33.1%

35

22.8%

31.3%

40

21.8%

29.1%

45

20.4%

26.3%

50

18.3%

22.6%

55

14.9%

17.6%

60

9.3%

10.6%

1985 CIDTA, male, 30 day elimination
period, top occupational class,
and the 1980 CSO.



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